Serving: Leslie, Knott, Letcher and Perry Counties
The LKLP Housing Program began it's task in 1994 to assist low to moderate-income families in obtaining decent, affordable housing. A variety of programs can be accessed to provide families with the financial support to acquire housing.
During the past decade we have worked with local banks, Kentucky Housing Corporation, Rural Development and various other agencies in obtaining funds to purchase, build and/or rehab homes. In doing this we have performed rehab on substandard homes for families and put families in new homes expending over 2.5 million dollars.
The housing program has six certified counselors on staff. We conduct "Yes You Can Own a Home" workshops often for families interested in purchasing or building a home. The eight-hour workshop provides information on what you need to do before purchasing a home, such as financing, credit reports and caring for your home. Other workshops include budget/credit, predatory lending, post purchase and foreclosure counseling/workshops.
Please call for additional information and ask about the next scheduled workshop.
Housing Program Highlights
This year continues a new era for the Housing/Weatherization Program.
The Weatherization Assistance Program is the nation’s largest energy efficiency program. Without the ARRA stimulus money, our funds were limited. This fiscal year, we received funds from the Department of Energy in regular DOE and LIHEAP funds. The Weatherization program provides necessary home repairs to prevent heat loss, and repair or replace heating systems when necessary. Our trained inspectors and crews are dedicated to the health and safety of our clients. This fiscal year we provided services for 52 DOE Regular and 23 LIHEAP households with approximately 252 family members to be warm in the winter, cool in the summer and safe throughout the year.
The staff is working diligently with Kentucky Protect My Home program. This program is for those on unemployment or those who have a 15% reduction in income and meet the program guidelines. For those eligible, it is possible to receive up to $30,000 for their mortgage.
Several “Predatory Lending” and “Budget and Credit” workshops were held throughout the four county service areas. These six-hour workshops provide participants with useful information regarding the purchasing of a home; such as financing, budgeting, credit reports, and home care. We are working with several families that are in foreclosure or going to be in foreclosure.
The staff has attended several trainings, which has improved their knowledge and ability to successfully help families move from substandard housing into more suitable homes. Putting families into suitable housing also helps build their self-esteem and then moves them toward self-sufficiency.
As always, the Housing Department continues to make every effort to improve access to safe and affordable housing.